Seventeen countries  ·  400+ guides  ·  Every fact checked, every page dated Founding PartnersAdvertisePartner with usTheMediterranean.com ↗inquire@TheMiddleEast.comEN  |  العربية
TheMiddleEast.com The Digital Identity of the Middle East الشرق الأوسط
Concierge
The Dubai skyline and the Burj Khalifa at sunset over the water
Dubai Marina and the beach from the Palm Jumeirah

Home›Luxury Real Estate›Living in the Middle East

Luxury Real Estate

Moving to Dubai and Living in the Middle East

Moving to Dubai, or to Abu Dhabi, Riyadh, Doha or Muscat, has become one of the great modern relocations, drawing families, founders and professionals from around the world. This guide to living in the Middle East covers residence routes, the cost of living, the best neighborhoods and the practical details Americans ask about first.

Updated

Presented byDubai’s Founding Partners

Three places for Luxury Real Estate Agencies and three for Developers, first come, after approval. Become a Founding Partner ›

At a glance

Living in the Middle East at a glance

Personal income tax
None in the UAE, Saudi Arabia, Qatar, Kuwait or Bahrain
Long-term residency
UAE Golden Visa (10 years); Saudi Premium Residency
Health insurance
Mandatory for residents in the UAE
Weekend
Saturday–Sunday in the UAE; Friday–Saturday in most of the Gulf
Flights to the US
Nonstops from Dubai, Abu Dhabi, Doha and Riyadh

Why so many people are moving to the Gulf

Few places have made themselves as welcoming to newcomers as the cities of the Gulf. Residents enjoy year-round sunshine, beaches and desert on the doorstep, superb safety, excellent schools and hospitals, and some of the best air connections on earth. In Dubai, more than eight in ten residents come from abroad, and English is spoken everywhere in daily and business life.

Each city has its own character. Dubai is cosmopolitan and fast-moving; Abu Dhabi is calmer, greener and cultural, with the Louvre and the coming Guggenheim; Riyadh is the energetic capital of a transforming Saudi Arabia; Doha is refined and family-focused; and Muscat is gentle, mountainous and close to nature. Many people visit first: our guides to Dubai, Abu Dhabi, Riyadh, Doha and Muscat are a good place to start.

Yachts moored in Dubai Marina beneath its residential towers, reflected in the still water.
Photo: Francisco Anzola · CC BY 2.0 · Wikimedia Commons

Residence routes

Most newcomers live in the region on a residence visa sponsored by an employer, by their own company, or by a family member. Longer-term routes have expanded greatly. The UAE's ten-year Golden Visa is open to qualifying investors, property owners, entrepreneurs, skilled professionals and exceptional talent; buying property worth at least AED 2 million (about US$545,000) is one of the best-known paths. Saudi Arabia's Premium Residency offers several categories, including for property owners, investors, entrepreneurs and special talent. Qatar, Oman and Bahrain also offer residency linked to property or investment. Our guide to residency and golden visas explains each.

Dubai also offers a one-year remote work visa for people employed by a company outside the UAE who meet a minimum monthly income, a popular way to try life in the city before committing. Founders usually take residency through their own company; see free zones and company setup.

Cost of living at a glance

Approximate monthly ranges in US dollars for a comfortable expatriate lifestyle in late 2026. Prices vary widely by neighborhood and building.

CityOne-bedroom apartmentThree-bedroom villa or large apartmentInternational school (per child, per year)
DubaiUS$2,000–4,000US$6,000–15,000+US$12,000–35,000
Abu DhabiUS$1,800–3,500US$5,000–12,000+US$12,000–30,000
RiyadhUS$1,500–3,500US$4,000–10,000+US$10,000–30,000
DohaUS$1,800–3,500US$5,000–10,000+US$10,000–28,000
MuscatUS$900–2,000US$2,500–6,000US$8,000–20,000

Neighborhoods newcomers love

Waterfront

Dubai Marina and JBR

Dubai, UAE

High-rise living on the water with a walkable promenade, the beach and endless restaurants, popular with young professionals and couples.

City center

Downtown Dubai and Business Bay

Dubai, UAE

Apartments beside Burj Khalifa, The Dubai Mall and the Opera, close to DIFC for an easy commute.

Prestige

Palm Jumeirah

Dubai, UAE

Beachfront villas and apartments on the world-famous island, among the most prestigious addresses in the region. See Dubai Luxury Real Estate.

Families

Dubai Hills Estate and Arabian Ranches

Dubai, UAE

Green, family-friendly villa communities with parks, golf and good schools nearby.

Culture and beach

Saadiyat Island

Abu Dhabi, UAE

Beaches, museums and golf on Abu Dhabi's cultural island, with some of the capital's finest villas. See Abu Dhabi Luxury Real Estate.

Modern living

Al Reem Island and Yas Island

Abu Dhabi, UAE

Al Reem offers modern towers near ADGM, while Yas suits families who love theme parks, golf and the Formula 1 circuit.

Families

Diplomatic Quarter, Hittin and Al Malqa

Riyadh, Saudi Arabia

Leafy, landscaped districts popular with international families, with compounds, villas and new communities in Riyadh's north. See Saudi Arabia Luxury Real Estate.

Waterfront

The Pearl, West Bay and Lusail

Doha, Qatar

Marina apartments on The Pearl, towers in West Bay and the new waterfront city of Lusail. See Qatar Luxury Real Estate.

Relaxed coast

Al Mouj and Shatti Al Qurum

Muscat, Oman

A marina community with golf and beaches, and an elegant seaside neighborhood near the city's best hotels. See Oman Luxury Real Estate.

Driving, banking and daily life

Driving: visitors can generally drive in the UAE on a US license, and new residents can usually exchange a US license for a UAE license without a test, since the United States is on the approved list; Saudi Arabia and Qatar have similar exchange routes for residents. Roads are excellent and fuel is inexpensive by American standards.

Banking: you will normally need a residence visa and an Emirates ID (or the local equivalent) to open a personal account; local and international banks offer full digital banking. Remember that US citizens remain subject to US tax filing wherever they live, so speak to a US-qualified tax adviser; our page on private banks and advisers is a starting point.

Health and schools: health insurance is mandatory for residents in the UAE and widely provided by employers, and the region's private hospitals are first class; see private healthcare. American, British and IB curricula are all available; see international schools.

Questions people ask before moving

Can Americans buy property in Dubai?

Yes. Foreigners can buy freehold property in designated areas of Dubai, which include most of the city's best-known neighborhoods, and a purchase of AED 2 million or more can support a Golden Visa application. See Dubai Luxury Real Estate.

Is there income tax in Dubai?

There is no personal income tax in the UAE. US citizens must still file US returns and may qualify for the foreign earned income exclusion; take advice from a US tax professional.

Which city is best for families?

Dubai and Abu Dhabi have the widest choice of international schools and family communities, while Doha and Muscat offer a calmer pace. Riyadh is growing fast, with new schools and communities opening every year.

How long does it take to move?

With a job offer or company license, residence visas are often issued within a few weeks. Allow extra time for school places, housing and shipping belongings.

Before You MoveVisa and residency rules change. Confirm current requirements on the official UAE government portal or the relevant country's official site, and check the US State Department's country information. See the advice ↗

Ultra-Luxury Tourism · Stay Here

Stay in the finest

Many of the region's most significant buyers first arrive as guests. Start with the finest hotels, resorts and private villas in the Middle East.

Ultra-Luxury Tourism & Ultra-Luxury Real Estate

This page is general information to help you start your research. It is not financial, legal, tax or immigration advice. Rules, prices and thresholds change; confirm every detail with a licensed adviser and the official authority before you act.

Checked October 2026. Prices and dates are approximate and can change. See our standard.

Our Sister Site

Also across the Mediterranean

Many of the region’s leading agencies and developers also work across the Mediterranean, from Greece and Italy to the Riviera and Spain. Our sister site, TheMediterranean.com, has its own Founding Partner program, built the same way: three Agencies and three Developers in each Territory, and never more.

Looking for a home on the Mediterranean? TheMediterranean.com points you to its own Founding Partners.